Latest Spend

I Tried Going Cashless for 30 Days—Here’s What I Learned

I Tried Going Cashless for 30 Days—Here’s What I Learned

In today’s rapidly digitalizing world, the notion of a cashless society is more plausible than ever before. With digital payment methods proliferating virtually everywhere—from your local coffee shop to bustling international airports—going completely cashless doesn’t just seem possible; it seems highly practical. But what happens when you give up physical cash for 30 days altogether? Spoiler alert: it's more thrilling, convenient, and insightful than you might think.

I Switched All My Subscriptions to Mobile Pay—Here’s the Good and Bad

I Switched All My Subscriptions to Mobile Pay—Here’s the Good and Bad

Switching to mobile payments for all your subscriptions might sound like a plunge into a digital deep end. But, when considered wisely, it can be a savvy swim towards streamlined finance management. As someone who has embraced this change, I’m here to share the ride—the upsides, the hiccups, and the insights worth noting. We're talking about a financial journey where your smartphone doesn’t just organize your life—it’s steering your financial ship with ease.

I Compared Apple Pay, Google Pay, and Samsung Pay—Here’s Who Wins for Everyday Use

I Compared Apple Pay, Google Pay, and Samsung Pay—Here’s Who Wins for Everyday Use

Navigating the digital landscape of payments has become as much a part of our routine as grabbing our coffee or checking our emails. Digital wallets have not just simplified payments, they've redefined convenience in our daily transactions. If you're like me, you appreciate anything that saves time while keeping your data secure. But with numerous payment apps jostling for a spot in your smartphone’s prime real estate, how do you choose? Today, we’ll delve into the workings of three popular mobile payment systems: Apple Pay, Google Pay, and Samsung Pay, exploring their strengths, quirks, and deciding which might just swipe your card, metaphorically speaking, when it comes to everyday use.

Why Peer-to-Peer Apps Make Overspending Easier (and How to Stay in Control)

Why Peer-to-Peer Apps Make Overspending Easier (and How to Stay in Control)

In recent years, peer-to-peer financial apps have blossomed into a force that profoundly impacts how we manage, send, and receive money. They promise ease, accessibility, and a user-friendly experience; yet, lurking within this digital convenience is a potent catalyst that can often encourage us to spend just a bit more than we'd planned. Let's explore how these apps make overspending a breeze and arm ourselves with strategies to keep our financial ship sailing smoothly.

5 Everyday Purchases That Feel More Expensive on Mobile (and Why)

5 Everyday Purchases That Feel More Expensive on Mobile (and Why)

We've all been there—scrolling through your phone, caught up in the convenience of online shopping, only to stop in your tracks when you see the final total at checkout. You might even question if prices are higher on mobile compared to desktop. The reality is, while items are not inherently more expensive on your phone, the nuances of mobile purchasing can make them feel that way. Today, let's delve into the fascinating world of mobile shopping, exploring the reasons why you might feel the pinch more on your smartphone and how to empower yourself for smarter, savvier purchases.

I Stopped Saving My Card Info Online—Here’s Why It Changed My Spending

I Stopped Saving My Card Info Online—Here’s Why It Changed My Spending

Modern convenience is king. Most of us embrace the ease of online shopping like fish to water, quickly clicking through to checkout, and yes, saving our card info for next time—why not make things smoother, right? But what happens when the simplicity of one-click buying starts to put more of a squeeze on your wallet than you bargained for? As someone who prides themselves on being financially savvy and tech-forward, I decided to hit pause on the auto-save feature and revisit my relationship with online spending. Here's what I discovered.

How Mobile Rewards Apps Blur the Line Between Saving and Spending

How Mobile Rewards Apps Blur the Line Between Saving and Spending

In the age of digital wallets and instant notifications, mobile rewards programs have emerged as a subtle yet influential player in our spending landscape. Often operating in the background of our day-to-day transactions, these programs harness psychology and data-driven strategies to nudge us toward particular spending habits. Understanding these mechanics doesn't just empower you with knowledge—it aligns you better with your financial goals.